After the initial fixed period, your interest rate can change annually and any change will impact your monthly payment. 5/1 ARM and 5/5 ARM have a 5-year Fixed Period. Our 5/1 Adjustable Rate Mortgage Loans are based on the 1 Year LIBOR rate and the 5/5 arm loans are based on the 5-Year CMT rate, with a margin of 2.25% These loans have limits.

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Fixed rate mortgages provide the peace of mind of knowing that your monthly principal and interest payment will remain the same for whatever term you choose, plus you’ll have DCU’s exceptional service for the life of the loan.

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Owner occupied properties in California only. Loan amounts from $484,351 to county limit ($552,000 for Sacramento). Payment example: $484,351 loan, 180 payments of $3.295.05. Max loan-to-value 80%. Taxes and insurance are not included in payment example; your actual payment will be higher.

Congratulations on your 500% LTV mortgage! Franklin American Mortgage Company’s Conventional. and allows our lenders to offer your borrowers a choice for efficiency and cost savings by foregoing an appraisal on some lower-LTV loans.. Stats for Qiyana countering Heimerdinger in the .

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