Private mortgage insurance (PMI) isn’t just. BPMI. One reason to choose split-premium mortgage insurance is if you have a high debt-to-income ratio. When that’s the case, increasing your monthly.

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Banks have always imposed stricter lending criteria when giving mortgages. that brokers don’t deal with all the banks: Bank of Ireland – with its potentially attractive cashback of up to 3 per cent.

(One exception is when you have a small mortgage, plus a large amount of non-mortgage business with that lender, and you threaten to leave them.) Brokers are the same way. They earn commissions just .

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