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Residential lending drops 84% from peak year Loan Modification Guidelines in the Northern District of California (AGENPARL) – Washington (D.C.), mar 30 luglio 2019 The Department of Justice today announced a series of settlements to resolve allegations that several california-based mortgage loan modification service providers engaged in national origin discrimination in violation of the federal fair housing act when they targeted hispanic homeowners for predatory mortgage.Neil Bhutta, Steven Laufer, and Daniel R. Ringo, of the Division of Research and Statistics, prepared this article. Jimmy Kelliher provided research assistance. This article provides an overview of residential mortgage lending in 2016 and discusses a number of changes in mortgage market activity.

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